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The Ultimate Guide to Budgeting for Couples

Financially managing jointly is a necessary part of marriage, yet can be especially daunting if both partners are used to keeping their money separate. But this transition needn't be painful! Understanding your budgeting goals, finding an approach that works for you, and sti ...

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How to Save Money on Your Utility Bills

Your utilities - including water, electricity and gas - can be an expensive part of living. However, there are ways you can cut expenses each month without compromising comfort or convenience. No matter if you own or rent, making these simple changes could add up to signific ...

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How to Avoid Lifestyle Inflation

Improving your lifestyle when earning more money is fine; however, lifestyle inflation occurs when spending outpaces income growth and threatens financial security. Avoid lifestyle inflation and focus on long-term financial goals is of utmost importance, here are a few tips ...

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The Best Ways to Save for Your Child's Education

As every parent knows, college education can be expensive. Saving for this investment can be challenging. There are various options available to your child when it comes to school education, from Ivy League schools to local community colleges; careful planning will enable th ...

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The Ultimate Guide to Creating Multiple Streams of Income

Are You Saving For Retirement or Looking To Buy a House? Multiple Income Streams Are Key Learn to build multiple income streams today and discover ways to reduce financial risk while increasing wealth accumulation! Here are a few ideas:. 1. Freelance Writing Writers often tu ...

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How to Avoid Common Money Mistakes

Establishing a financial plan with specific, measurable goals can help you avoid common money mistakes such as overspending, not saving enough, and accruing too much debt. Financial issues can become much more serious over time if they go unaddressed with knowledge and proac ...

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The Pros and Cons of Using a Financial Advisor

Financial advisors can save time by managing your portfolio and providing tax-efficient opportunities. Just make sure that you fully understand their fees and the ways in which they charge them; some advisors may receive commissions on certain investments instead of acting a ...

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Best Ways to Save Money on Groceries

Food costs have been on the rise, but there are ways to cut costs. Start by creating and sticking to a weekly grocery list (on paper or digitally). Prior to shopping, check your pantry and fridge to avoid purchasing unnecessary products, as well as planning meals around seas ...

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How to Create a Debt Repayment Plan

No matter if you work through debt repayment strategies on your own or seek assistance from an organization, debt repayment takes discipline and perseverance. Here are a few tips to get you underway. Debt management plans consolidate multiple debts into one monthly payment w ...

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How to Teach Your Kids About Money Early on

Children usually make their first encounter with money during kindergarten. Here, they learn that silver coins and green pieces of paper can be exchanged for items they desire. Explain to children how to prioritize spending by discussing needs versus wants and outlining the ...

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