Collectibles offer an exciting opportunity to diversify your investments. However, art and collectibles often require significant capital as well as knowledge of history to yield profitable results over the long-term. Research and due diligence are paramount when investing i ...
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Budgeting can help keep your financial goals on track and help to safeguard against lifestyle inflation; instead, focus on protecting your future by setting aside savings for unexpected emergencies and building an emergency fund. Increased spending to match an increase in in ...
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Cultivating fitness doesn't need to be costly! From taking the stairs instead of an elevator to squatting while brushing your teeth, you can easily incorporate healthy habits into your daily routine without breaking the bank! Consider signing up with multiple gym locations o ...
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Beauty and personal care expenses are an area where careful budgeting and expert knowledge can help stretch your dollars further. Consider investing in multi-functional items that serve multiple functions to reduce both your routine and costs. 1. Look for lower-cost dupes If ...
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Investing in companies that align with your values is an excellent way to make an impactful statement about who you are as an investor. You can purchase individual shares through a brokerage account, or buy socially responsible mutual funds or ETFs that support this cause. M ...
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Secured credit cards can help individuals either start building credit from scratch, or rebuild it after experiencing difficulty doing so. Most card companies allow consumers to graduate back into an unsecured credit card once they demonstrate they can manage the account res ...
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Estate planning is the process of organizing how you want your assets managed and distributed, to protect your loved ones from legal hassles while fulfilling your wishes and saving on taxes! Estate planning may even save money for yourself! But the legalese can be daunting; ...
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Keep Up With the Joneses is a harmful philosophy, leading to debt, unhealthy competition and dissatisfaction with life. To avoid falling into its trap of keeping up with the Joneses it's essential that you focus on your goals rather than buying out of peer pressure. 1. Stop ...
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Prepaid cards offer an easy, secure alternative to credit cards. Cardholders are limited to spending only what has been loaded onto their prepaid card, making it simpler and safer to avoid overspending. If you're thinking about investing in a prepaid debit card, make sure th ...
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An annuity can be an invaluable tool in planning for retirement. It can supplement savings in a 401(k) or IRA account and offer tax advantages as a retirement tool. But it is crucial that investors first gain a thorough understanding of annuities before investing. No one wan ...
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