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How to Save Money on Clothing and Fashion

Fashion can be achieved without spending an arm and a leg, with these 23 practical tips on how to save money while looking great in clothing and fashion. Stay away from cheap garments that tear easily or wear down quickly; invest instead in durable garments made of strong fa ...

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How to Create a Retirement Budget Before You Retire

Before retiring, it is wise to create a retirement budget in order to determine how much of your income should cover expenses. Review your bills and bank statements carefully and identify expenses likely to recur, such as food, clothing, transportation and home care costs. I ...

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How to Create a Budget for a Variable Income

Many individuals with variable incomes experience months when expenses exceed income, so creating a budget tailored specifically to you and your circumstances can help manage those periods more easily. One effective strategy to do so is by splitting up your income between bi ...

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The Ultimate Guide to Understanding Inflation

Inflation is an often discussed economic concept, making headlines and leading some people into panic mode. Understanding inflation's effects is essential as inflation reduces purchasing power of currency over time. Inflation refers to a general increase in prices for goods ...

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How to Avoid Emotional Spending

Emotional spending can lead to financial distress and throw a wrench into your budget, so it is crucial that you exercise control over your emotions so as to make intelligent money decisions that help reach your long-term financial goals. Establishing simple barriers can hel ...

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How to Avoid Lifestyle Creep

Lifestyle creep can easily derail your financial goals. Learn to combat it by setting clear goals and budgeting. Raising your salary can be fantastic for your finances if it helps you meet your savings goals; however, an unexpected windfall might hinder those same goals if i ...

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How to Create a Budget That Actually Works

An opening paragraph in creative works like fiction and personal essays should elicit suspense or trigger an emotional response, while for informative or persuasive pieces it should include a clear statement of purpose. Start by listing all your fixed expenses, such as rent ...

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